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There are many lenders out there with a range of products and criteria which need to be analysed to determine suitability and value for money.

Some lenders work entirely on rental income, others can include clients income to supplement rent.

Rate fees, penalties and rental coverage all add up to a minefield before you consider whether the property is acceptable and the amount of deposit required.


HMO

HMO's are a very profitable sector of the market, but lenders operating in this area are very limited. Those available can have rules and criteria which require expert interpretation.


LTD Company

For many reasons, such as age or IHT, purchasing an investment property using a special purpose vehicle is becoming a common requirement.

However, this is a specialist area requiring detailed help


Ex Pats

Buying a property to return to, or remortaging a property that is already owned.

Lenders policy and the loan to value restriction will vary on the type of employment and the country the applicant is working in.Difficult to do everything when abroad especially when return can be close. Let us do the leg work



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