The Mortgage Lender BTL

Up to £5m borrowing per property, allowing brokers to secure substantial funding for high-value properties and complex portfolios. 

Available for individual landlords, limited companies, and trading companies, offering flexibility in ownership structures, including intercompany loans to facilitate more intricate financial arrangements. 

No minimum income requirement, enabling a wider range of clients, including those with non-traditional income streams or part-time landlords, to access mortgage finance. 

Consideration of Houses in Multiple Occupation (HMO) and Multi-Unit Blocks (MUB), ensuring landlords with more complex property types can still qualify for funding. 

Expats and foreign nationals can access their BTL products, catering to overseas clients looking to invest in the UK property market. 

Holiday lets are eligible, allowing your clients to diversify their portfolios with short-term rental properties, including those in popular holiday destinations. 

Portfolio landlords with multiple properties are welcome, supporting clients with large, diverse portfolios and offering specialised underwriting for complex cases. 

No upper age limit at application, ensuring older clients or those planning longer-term property investment strategies can still secure mortgage options.