Fleet

Lower Rental Calculation: Fleet Mortgages allow a lower rental calculation, making it easier for landlords to pass affordability tests, especially for high-yield properties, benefiting those with larger portfolios.

Multi-Unit Freehold Block Financing: Brokers can access financing options for multi-unit freehold blocks, ensuring clients can maximize returns from multiple units under a single title.

Day 1 Remortgage: Investors can remortgage at the purchase price as soon as the property is registered with the Land Registry, enabling quick equity release for reinvestment.

Houses in Multiple Occupation (HMOs): Fleet’s criteria accommodate financing for HMOs, a high-demand sector in the BTL market, providing more solutions for clients seeking higher-yield investments.

Properties Near Commercial Premises: Fleet considers properties located next to commercial premises, allowing brokers to secure financing for clients whose properties may not meet traditional lender criteria.

Limited Company BTL Mortgages: Fleet offers a comprehensive range of products tailored for limited company borrowers, catering to landlords managing portfolios through corporate structures.

Portfolio Financing: With flexible criteria for property portfolios, Fleet simplifies the financing process for clients with multiple properties, making it easier for brokers to manage larger portfolios.