Foundation Home Loans Residential

No Minimum Income Requirement: Foundation Home Loans does not impose a minimum income threshold, making it ideal for clients with non-standard or fluctuating incomes, such as self-employed individuals or contractors. 

Benefits Considered 100%: They will fully consider income derived from benefits, providing flexibility for clients who rely on state support as part of their income. 

Flats Above 7 Storeys Considered: Clients interested in purchasing flats in high-rise buildings have a viable option, as Foundation Home Loans accepts properties above seven storeys, subject to individual case assessments. 

Concrete Construction Properties Accepted: They are open to lending on non-standard construction types, including concrete, giving brokers more options for clients interested in a wider variety of property types. 

Specialist in Complex Income: The lender is particularly adept at accommodating clients with multiple income streams, whether through self-employment, dividends, or other non-traditional sources. 

6X Income Multiples (Pound for Pound Remortgages): They offer generous affordability assessments, potentially allowing clients to borrow at higher income multiples compared to mainstream lenders.