MT Finance

No Minimum Income Requirement: Unlike many lenders, MT Finance does not impose a minimum income threshold on BTL applications, providing greater accessibility for clients who rely solely on rental income or have varied financial backgrounds. 

Light Documentation: MT Finance streamlines its documentation process, making it easier for brokers to navigate the application on behalf of clients, saving time and reducing the administrative burden. 

Lending on Diverse Property Types: MT Finance supports lending on a wide variety of property types, including HMOs (Houses in Multiple Occupation), multi-unit freehold blocks, and properties above commercial premises, giving brokers more opportunities to place challenging cases. 

Leniency on Credit Histories: They take a pragmatic approach to clients with adverse credit histories, which can be beneficial for brokers handling clients who may not fit the criteria of high-street lenders.