Tandem

Adverse Credit Consideration: Unlike many high-street lenders, Tandem Mortgages is more lenient with borrowers who have a history of adverse credit. They can accommodate CCJs, defaults, and missed payments, allowing brokers to place clients with challenging credit histories. 

Manual Underwriting: Every application is assessed individually by experienced underwriters rather than relying on automated systems. This ensures that complex cases, that may not fit typical criteria, have a better chance of being accepted. 

Competitive Rates on Green Mortgages: Tandem offers competitive pricing for energy-efficient properties, appealing to clients looking to benefit from more sustainable living solutions, including favourable rates for properties with a high EPC rating. 

Specialist Support for New Builds: Tandem has tailored mortgage products for clients purchasing new build properties, offering higher loan-to-values (LTVs) and bespoke options that meet the needs of these specific borrowers.