Together Money BTL
Adverse Credit Considered: Together can work with clients who have severe adverse credit, including those with CCJs, defaults, or missed payments, giving brokers more options for challenging cases.
No Maximum Property Portfolio Limit: Ideal for landlords with large portfolios, Together Money doesn’t impose a maximum limit on the number of properties a client can own.
Second Charge Mortgages: Brokers can offer clients the option of a second charge mortgage, allowing them to raise additional funds on existing properties without disturbing their current mortgage.
Almost All Property Types Accepted: Together lends on a wide variety of property types, including HMOs, holiday lets, semi-commercial properties, and more unusual properties, helping brokers cater to niche markets.
Specialist Underwriting: Cases are reviewed individually, with a human approach to underwriting that looks beyond a credit score, offering brokers more flexibility for clients with unique circumstances.
No Minimum Income Requirement: This is especially useful for clients with complex financial situations or landlords whose income primarily comes from rent, making it easier to secure BTL mortgages.
