United Trust Bank Bridging
Bridging for Both Regulated and Unregulated Clients: UTB provides bridging finance for both regulated and unregulated purposes, making it versatile for brokers with clients across various sectors.
Refurbishment and Development Bridging: UTB has specialist products for light and heavy refurbishment projects, allowing brokers to meet the needs of clients undertaking property improvements.
Flexible Lending Criteria: UTB takes a pragmatic approach to underwriting, assessing each case individually. This flexibility is invaluable when dealing with clients who may not fit standard lending profiles.
Fast Decisions: They offer quick, reliable decisions to brokers, helping clients secure finance swiftly. Their streamlined processes reduce the typical waiting times associated with bridging finance.
Competitive Rates: UTB offers highly competitive interest rates in the bridging market, ensuring that brokers can provide clients with cost-effective borrowing options.
No Exit Fees: For most bridging products, UTB does not charge exit fees, allowing clients to pay off their loan without incurring additional costs, a key selling point for many borrowers.
High LTVs Available: UTB can offer up to 75% loan-to-value (LTV), enabling brokers to assist clients with a higher level of borrowing against their property.
Wide Range of Property Types: UTB is willing to lend on a broad range of property types, including residential, commercial, semi-commercial, and land, offering brokers more flexibility in securing funding for diverse client needs.
