Effortless Expat Solutions
At Manor, we specialize in providing mortgage solutions for expat clients, overcoming compliance restrictions and ensuring a smooth process. We handle all the complexities, allowing you to receive completion and proc fees without the hassle.
Flexible Service
We accommodate time-zone differences by working out of hours to meet the needs of expat clients.
Expert Experience
Our expertise in expat mortgage applications ensures successful outcomes despite varying lender criteria.
Comprehensive Market Assessment
We evaluate the market to find the best mortgage options for clients looking to remortgage or purchase property while abroad.
Effortless Process
Introduce your expat clients to us, and we’ll manage all the hard work, allowing you to earn completion and proc fees seamlessly.
Criteria Highlights
Applicant
UK citizen or national
First-time buyer or landlord
Only a UK bank account is required for credit history purposes
Most countries accepted (except highlysanctioned countries)
No maximum age
Property
Consumer BTL (former residence)
Residential / family living in the property
Near commercial outlets allowed
Non-standard construction
Income
No minimum income
Overseas income
Multi-national companies
Self-employed
Combination of foreign and GBP income
Mortgage
Rental calculation or full affordability (top slicing)
Capital raising
Interest-only and capital repayment
CASE STUDY
The Challenge
An expat based in Vietnam was looking to remortgage her former residence into a Buy-to-Let and raise capital to purchase a new property. She was self-employed and had historic missed payments, limiting her mortgage options further
The Solution
Despite the client’s circumstances and residing in a medium/high-risk country, we worked with a panel lender to navigate these obstacles and obtain her a good rate.
